Key takeaways
- Budget for registration and agency fees on top of the price.
- Service charges and utilities continue after you own.
- Ask for every figure in writing.
At purchase
Sample photoTypical one-off costs include the Land Department registration fee, trustee or registration-office fees and agency commission. Figures vary, so ask for an itemised estimate before you commit.
While you own
Annual service charges, utilities and insurance continue after you buy. Compare them across buildings, since two similar homes can cost very different amounts to run.
Sample photoAnnual service charges, utilities and insurance continue after you buy.
If you finance
Sample photoA mortgage adds valuation, arrangement and registration fees, and non-residents usually face lower loan-to-value limits. Our full buyer guide explains each step, and an advisor can confirm the current figures.
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