Key takeaways
- The first number is paid before handover, the second after or at handover.
- Post-handover plans let you pay part of the price after you get the keys.
- Always read what happens in case of delay.
What the numbers mean
Sample photoA 60/40 plan means 60 percent of the price is paid in instalments before handover and 40 percent at or after it. An 80/20 plan front-loads more. The exact dates are written in the sales agreement, so read the schedule, not just the headline.
Post-handover plans
Some developers let you pay a share of the price over months or years after completion. This can ease cash flow, but confirm the total, any fees and what happens if a payment is late. Compare current off-plan projects side by side.
Sample photoSome developers let you pay a share of the price over months or years after completion.
Questions before you sign
Sample photoAsk who holds the money, whether the project has an escrow account, what the penalties are, and how delays are handled. Keep every payment inside the agreed escrow or account, and keep receipts.
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